DIRECT STUDENT LOAN

Also, Do debt consolidation companies include federal educational loans into the consolidation?
If you have a federal student loan, and the loan company offered a 1800 # for a consolidation company to take the loan and pay it?

I have a family member that wants to pay off my federal direct and other student loans. He says its a bad idea to have it where he sends me the money then I pay the lender. He would rather pay them directly. Is this legal? If so, how does it work?
I can’t find any information at dl.ed.gov.

I want to apply for a Master’s Program at Copenhagen University… but have no money! Where exactly do I start? I know very little about student loans in general, and especially little about them when studying internationally, especially at the graduate level. Do I need to talk to the University? How do direct to consumer loans work? Is it super difficult to get student loans?

What happens if you go to uni and get a student loan then die after about a year of uni what happens to the loan? Will it disappear or will it have to be payed back by someone else?