DIRECT STUDENT LOAN

People with defaulted student loans usually have their income tax return confiscated. However, this confiscation by Sallie Mae & assorted low life collectors, are never applied to the defaulted loan. Thus, this may be the 3rd year I have not filed Federal taxes. Does anyone know a way out of this morass?

I am a student and I need a student loan but I don’t have anyone who can co-sign for me and I don’t have enough credit to get one myself. Does anyone know of a place out there who will give a loan to a student like me?

I would appreciate if somebody with experience in taking this loan help me.

I have a ridiculous interest rate on my Direct federal student loan 6.8% for ~$25,000. My other ones are 5% or less which I’m cool with, but that 6.8% one is bugging the hell out of me. I just want to know if there is any way to get somewhere around a 5% loan to pay off the 6.8% one that I currently have. I just can’t believe I have a higher interest rate than most car loans for a student loan. Plus, I hear from some of my friends who are still in school that they are getting around 5.5% on the same type of loan currently.