DIRECT STUDENT LOAN

Will i be denied a secret clearance?
I have less than $3000 in credit card debt and I have a Direct Loan(student loan) for $7000.
I have been late a few times on my credit cards, but all my balances are current and below the balance line.
I also had a collector call me for an $86 payment that was due to a doctor. I was two months over the age of 18 when I went to the doctors, the insurance was supposed to cover it but my parents never took care of it…so since I was over 18 the collector contacted me about it. I paid as soon as they called over the phone.
I’m just worried I will get denied for my clearance. I ship out to BCT at the end of may.
So will these factors deny me from obtaining my secret clearance?

I’ve applied for a student loan but im still waiting to be assessed. I need to move into accomodation asap and they are asking for nearly this much as a first installment before i can.

I got a form 1098-T for my education expenses, but I paid those with money from a student loan that I haven’t started repaying yet. I can’t claim that on my income taxes, right?

I would appreciate if somebody with experience in taking this loan help me.