DIRECT STUDENT LOAN

Will i be denied a secret clearance?
I have less than $3000 in credit card debt and I have a Direct Loan(student loan) for $7000.
I have been late a few times on my credit cards, but all my balances are current and below the balance line.
I also had a collector call me for an $86 payment that was due to a doctor. I was two months over the age of 18 when I went to the doctors, the insurance was supposed to cover it but my parents never took care of it…so since I was over 18 the collector contacted me about it. I paid as soon as they called over the phone.
I’m just worried I will get denied for my clearance. I ship out to BCT at the end of may.
So will these factors deny me from obtaining my secret clearance?

I have about 43k in student loans, one loan is 8.75% and the other is 5.34%. I figure I have about $750 a month I can either put towards the loans. My question is should I put all of that towards the loan, or put some of it in savings?

Are you able to make your payments? I am just curious what everyone else is doing. So far, I have about $20,000.00 in student loan debt for 4 years of school (I have a bachelors in psychology now). I am going on to graduate school and student loans are going to have to cover all those costs too, including me getting a used car for a few grand. Is everyone else spending all this student loan money too?

We are looking for a home about $150,000 and we have about $70,000 in Private student loan debt at 7%.