What Is The Best Way To Consolidate A Student Loan And A Car Loan?
my student loan has an ok APR, while my car loan has an APR of over 15%, at the time my credit was horrible. But since it has improved.
my student loan has an ok APR, while my car loan has an APR of over 15%, at the time my credit was horrible. But since it has improved.
CarinaPa said
am October 9 2009 @ 9:15 pm
Student loans cannot usually be consolidated with a car loan. Not even credit repair or credit counseling agencies recommend or offer that kind of choice to my knowledge. If you have multiple student loans over a period of several years, you can usually consolidate all of THEM into a lower interest rate (especially if they are from the same lender), but it will not affect your car loan and I would not recommend tying them together.
If your credit has improved and you have at least 6 months to a year of regular car payments (with no late payments or missed payments), you should see if you can get a better interest rate re-financing your car. Check with other local lenders to see what they could offer – but be aware that each time your credit is searched by a lender, it acts to reduce your credit score a little.
Meditation For Beginners said
am October 9 2009 @ 10:49 pm
A personal loan may allow you to consolidate both but good luck getting a loan right now. Best thing you can do is call the finance company to let them know your having financial difficulty, do not let them talk you into letting your payments go late. Instead let them know you would like to renegotiate the terms of your loan. I
OnlineLearner said
am May 10 2010 @ 9:54 pm
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studentloaned said
am May 11 2010 @ 10:25 am
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lynnsmanohara said
am May 11 2010 @ 10:10 pm
http://loan-consilidation.thetopquest.com/uncategorized/what-is-the-best-company-to-consolidate-student-loans-the.html New pos…
LifeTuner said
am May 13 2010 @ 9:52 pm
Consolidate? http://bit.ly/dnEnsO @cdmtx65: what is the best way to handle the Student Loan?
enbrown said
am May 14 2010 @ 10:19 am
@megargoyle ahem LifeTuner Consolidate? http://bit.ly/dnEnsO @cdmtx65: what is the best way to handle the Student Loan?
naratiwas said
am May 15 2010 @ 9:57 pm
: What is the Best Consolidation Fixed Rate Student Loan for You? http://bit.ly/diEHZC
STUDENTPRIVATE said
am May 17 2010 @ 9:55 pm
Consolidate Federal Student Loans – What Is The Best Program For You?: CLICK HERE to consolidate your Consolidate … http://bit.ly/cKfWBD
naratiwas said
am May 18 2010 @ 10:15 am
: What is the best consolidation fixed rate student loan? http://bit.ly/8XmuqW