Is There A Place That Will Give A Student A Loan Who Has No Credit Or Cosigner?
I am a student and I need a student loan but I don’t have anyone who can co-sign for me and I don’t have enough credit to get one myself. Does anyone know of a place out there who will give a loan to a student like me?
samy said
am January 4 2010 @ 10:32 pm
Some student loans are possible without co-signer
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recentgr said
am January 5 2010 @ 3:50 am
You are eligible for a federal student loan issued by the government. Here’s what you need to do to get one:
1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:http://www.fafsa.ed.gov/
2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don’t need a cosigner or good credit for it. For more info go here:http://www.studentfinancedomain.com/stud…
3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:http://www.studentfinancedomain.com/stud…
You can also try to get a grant or scholarship, which is free money that you won’t have to pay back. You can read about them here:http://www.studentfinancedomain.com/fina…
And here are some good sites that offer grants and scholarships: http://www.fedmoney.org/http://www.freegovmoney.net/http://www.grants.gov/http://www.findtuition.com/scholarships/http://apps.collegeboard.com/cbsearch_ss…http://www.educationplanner.com/educatio…http://www.studentawards.com/http://www.college-scholarships.com/
Good luck!
Gracie said
am January 5 2010 @ 7:31 am
When I was a freshman in college, I got a student loan through the financial aid department, which actually was a loan through Wells Fargo. I’ve heard that for auto/home loans, they’re the toughest, but for student loans they’re incredibly giving. I’ve been working with them for quite a while now and they’re great
Best of luck….